About Us

Welcome to the Overseas Filipino Workers Toledo Credit Cooperative (OFWTCC)!

The Overseas Filipino Workers Toledo Credit Cooperative (OFWTCC) presents secure and rewarding investment opportunities tailored to help members grow their wealth while advancing the cooperative's mission of financial empowerment. By investing in OFWTCC, members enjoy competitive returns, dividends, and other exclusive benefits, all while contributing to the sustainability and development of the cooperative.

OFWTCC is a cooperative that embodies the core values of God-centeredness, accountability, compassion and excellent services. It is composed of OFWs, their families, and advocates who believe that true progress is achieved not by individual success alone, but by uplifting one another as a community. It is a family bound not just by membership, but by a shared vision of financial stability, social protection, and community development. The cooperative was established because of OFWs are the nation’s modern-day heroes, yet they face some of the hardest struggles. They leave their families behind, endure loneliness, and work tirelessly in foreign lands to give their loved ones a better life. But many return home without financial security, and sometimes even in debt. This painful cycle is what OFWTCC seeks to breaks.

OFWTCC exists to be the answer to these challenges a sanctuary where members can build financial strength, gain access to fair and inclusive services, and be assured of a support system that genuinely cares for their future. Unlike ordinary financial institutions, OFWTCC integrates a holistic Social Protection and Member Welfare Program, ensuring that members are not only supported financially, but also socially, emotionally, and spiritually. Through savings, lending programs, business opportunities, social protection benefits, and capacity building initiatives, OFWTCC empowers members to rise above temporary employment and move towards long-term stability, self-reliance and entrepreneurship.

The Overseas Filipino Workers Toledo Credit Cooperative (OFWTCC), duly registered with the Cooperative Development Authority (CDA) under Registration No. 9520-1070000000046779 on the 23rd day of August 2019, is a CDA-compliant cooperative committed to uplifting the lives of its members and the broader community.

At it’s heart, OFWTCC is not just about money, It is about empowerment, compassion, and legacy. It is about make sure that every sacrifice of an OFW is honored, every dream is nurtured, and every family left behind is protected.

OFWTCC is the embodiment of hope and unity. It is a cooperative that believes when OFWs and their families stand together, no challenge is too great, no dream is too far, and no Filipino should ever be left behind.