Capital Build-Up and Savings

Pundasyon sa Malungtaron na Kinabuhi (Foundation of a Sustainable Life)

At OFWTCC, we believe that every Overseas Filipino Worker (OFW) deserves not only to work hard for today but also to build a secure and sustainable future. That is why we strongly encourage our members to constantly contribute to their Capital Build-Up (CBU) and maintain their Savings account.

Why is CBU important?

The CBU is the backbone of our cooperative. It represents each member’s ownership, responsibility, and commitment to our shared vision. The stronger our CBU, the stronger our cooperative becomes—allowing us to provide more services, extend bigger loans, offer higher dividends, and support more members in times of need. Without a strong CBU, our cooperative cannot stand firmly and grow.

Why do Savings matter?

Savings are not just about setting money aside. They are your safety net for emergencies, your stepping stone for opportunities, and your bridge toward a better life. When members save consistently, they gain financial freedom and peace of mind, knowing they have something to rely on for themselves and their families.

CBU + Savings = Empowerment

  • For You: Your CBU secures your membership, while your savings secure your future.

  • For Your Family: You are building a financial shield that can protect them in times of crisis.

  • For the Community: Your contributions strengthen OFWTCC, enabling us to extend more help, more services, and more opportunities to all members.

Why OFWTCC encourages constant contributions

We remind our members to regularly increase their CBU and savings because consistency is key to growth. Just like planting seeds in fertile soil, every peso you contribute grows—not only for yourself but for the entire cooperative. What may seem like a small amount today becomes a powerful force for financial stability and community development tomorrow.

Together, We Build a Sustainable Future

The OFWTCC cooperative exists because of the collective strength of its members. When you faithfully contribute to your CBU and savings, you are not only securing your own financial future—you are also helping build the dreams of fellow members, their families, and the community we serve.

Remember: “Ang lig-on nga pundasyon sa atong kinabuhi ug sa atong kooperatiba nagsugod sa atong CBU ug ipon.”

(The strong foundation of our lives and our cooperative begins with our CBU and savings.)