Chairman & GM's Message

Chairman's Message

Welcome to the Overseas Filipino Workers Toledo Credit Cooperative (OFWTCC), located in Toledo City, Cebu, Philippines.This cooperative was founded with a humble beginning, built on the values of hard work, unity, and dedication. Through the years, it has grown significantly, guided by the vision of serving its members and community.

At OFWTCC, our members are the heart and soul of everything we do. We are committed to nurturing strong relationships and remaining faithful to the expectations and trust placed in us.

We draw inspiration from the spirit and dedication of our General Manager, Engr. Dennis Abella, our staff, and the members of the Board of Directors, who together have shown unwavering commitment to achieve remarkable results.

As one cooperative family, we remain positive, focused, and driven by our goals and purpose. With unity and determination, we see every challenge as an opportunity to grow stronger and bigger.

God bless us all.

General Manager's Message

The Overseas Filipino Workers Toledo Credit Cooperative (OFWTCC) was established out of the strong desire of its founders to support the community and extend assistance to those in need. From its humble beginnings with five determined individuals based in different parts of the world, OFWTCC has grown into a cooperative with hundreds of members who share the same vision of service, empowerment, and collective progress.

Our journey demonstrates that when individuals unite under a common purpose, they can transform a vision into reality and create lasting opportunities for growth. The cooperative has achieved significant milestones in its short history, yet its greatest contributions are still to come. The best chapters of OFWTCC lie ahead as we continue to expand our services and strengthen our impact.

To our members, community stakeholders, and cooperative partners, we extend our sincere gratitude for your trust and support. Your confidence in OFWTCC inspires us to move forward with greater determination. Together, we will continue to build not only a cooperative but also a legacy of service and development for Toledo City, our home base, and for our future branches in other localities and beyond.

MR. NELSON N. BALBUENA

Chairperson

ENGR. DENNIS B. ABELLA

Co-founder & General Manager